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I-V-A.org.uk
IVA Help and Debt Solutions
Impartial assistance with your debt problems.
IVA Frequently Asked Questions
Is an IVA preferable to bankruptcy?
While the answer to this question will depend on your own financial circumstances, IVA's do have a number of advantages over bankruptcy. An IVA is a private agreement between yourself and your creditors and unlike with bankruptcy your name wont be printed in your local newspaper. Individual Voluntary Arrangements also allow you a greater amount of flexibility and control over your debt repayments.
Impartial IVA Help
I-V-A.org.uk is a part of the Financial Guardian group of independent debt counsellors. We offer free independent financial advice to individuals throughout the UK. Our experienced staff are here to help you to overcome your financial difficulties.
Should you require more information please call us on freephone 0800 043 50 43 or alternatively complete our enquiry form and one of our advisors will get back to you.
Example Case
Mr Bennett struggled to pay £800 per month on total debts of £27,000. As his family income had changed significantly we were able to gain approval to reduce his monthly payments to £250 and he will be debt free in 5 years.
Important links
IVA Eligibility 
Do you qualify for an IVA?
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IVA Faq's Frequently Asked Questions
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Testimonial
"A big thank you for all the time and effort spent working on our case, and the encouragement and support given. We had a lot of worrying times but feel such relief now our IVA is in place".
Mr & Mrs Campbell