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I-V-A.org.uk
IVA Help and Debt Solutions
Impartial assistance with your debt problems.
INDEPENDENT DEBT ADVICE
I-V-A.org.uk is part of the Spencer Hayes group of debt advisors. As a group we provide free impartial debt advice to individuals and small businesses throughout the UK.
In recent years the number of people struggling with debt has increased rapidly. The Citizens Advice estimates that over two million people have significant and enduring debt problems. As the number of people in debt has grown so too has the demand for debt advice.
If you are facing financial problems then I-V-A.org.uk is here to help. Our advisors have many years experience of helping people to overcome debt problems. The advice we offer covers the whole range of debt solutions including Debt Management Plans, Consolidation Loans, Bankruptcy and IVAs.
IVA PROVIDERS
As Insolvency Practitioners we are able to manage your IVA from start to finish. Under the IVA legislation only a Licensed Insolvency Practitioner such as ourselves are authorised to put an IVA before creditors for approval.
As one of the leading Groups we are completely up to date with all the latest news in the IVA market, as well as being duty bound in law to provide completely impartial and unbiased advice at all times. Only approximately 10% of all UK consumers with major debt problems actually qualify for an IVA. If you want more information on whether an IVA is the most appropriate solution to your debt problems then seek our advice by either calling us on freephone 0800 043 50 43 or by completing our enquiry form.
Example Case
Mr Bennett struggled to pay £800 per month on total debts of £27,000. As his family income had changed significantly we were able to gain approval to reduce his monthly payments to £250 and he will be debt free in 5 years.
Important links
IVA Eligibility 
Do you qualify for an IVA?
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IVA Faq's Frequently Asked Questions
IVA Help
Debt Advice
Our Service
Testimonial
"A big thank you for all the time and effort spent working on our case, and the encouragement and support given. We had a lot of worrying times but feel such relief now our IVA is in place".
Mr & Mrs Campbell