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What is an IVA?

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IVA Help
What Is An IVA?
Benefits of IVA's
Disadvantages of IVA's
The IVA Process Overview
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IVA Qualifying Criteria

IVA FAQ's
Frequently Asked Questions Index
What are Individual Voluntary Arrangements?
What amount of my debts will be written off?
How do I qualify for an IVA?
How much will I pay?
How long will the IVA repayments last?
I live in Scotland, can I qualify for an IVA?
Is an IVA preferable to bankruptcy?
How will my credit rating be affected?
I'm self employed and in debt, can an IVA help me?
What happens if I cant keep up with the IVA repayments?
What happens at the end of the IVA?

Debt Advice
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IVA & Debt Glossary

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Example Case

Mr Bennett struggled to pay £800 per month on total debts of £27,000. As his family income had changed significantly we were able to gain approval to reduce his monthly payments to £250 and he will be debt free in 5 years.

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IVA Eligibility Do you qualify for an IVA?

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IVA Faq's Frequently Asked Questions

"A big thank you for all the time and effort spent working on our case, and the encouragement and support given. We had a lot of worrying times but feel such relief now our IVA is in place".
Mr & Mrs Campbell